Credit Union - Pine Belt Federal Credit Union - Hattiesburg, MS

Friendly Financial Services for You

Explore a People-First Credit Union with Incredible Benefits

Pine Belt Federal Credit Union is a members-focused institution located in Hattiesburg & New Augusta, MS, dedicated to helping you save money and meet your financial goals. As a Credit Union, we offer many solutions designed to assist our community. Join our community by filling out applications for loans with competitive rates and membership quickly and easily online! We offer savings accounts, loans, no-cost notary services, 24-hour ATM access, and much more! Join us and experience the trust and security of a Credit Union that prioritizes your needs.

Send a Message

Overdraft Protection and Overdraft Privilege Information

Financial Services of Pine Belt Federal Credit Union

Checking and Savings Accounts

Loans

Direct Payroll Deposits

ATM Access

Debit Cards

No-Cost Notary Services

Financial Services - Pine Belt Federal Credit Union - Hattiesburg, MS

Credit Unions Compared to Traditional Banks and their Impact on the Community

Unlike traditional banks driven by profits, credit unions such as Pine Belt Federal Credit Union focus on the community and operate on a nonprofit basis. Credit Union members enjoy superior rates, lower fees, and specialized customer service, making it a smart choice for saving money, obtaining loans, or seeking financial advice. Additionally, as a member, you gain a voice in the governance of the institution, ensuring that your financial needs take precedence.

Our Services

At Pine Belt FCU, we offer several comprehensive financial solutions for our members – nearly all of whom are locals! From member share accounts to savings accounts to starter loans and more, each member benefits from several key advantages. Consider our services for their guaranteed excellence and commitment to customer satisfaction.

For example, we return our annual profits to our members through improvements to these services and dividends. Our members save massively since our fees are low and our savings account and loan rates are highly competitive. Most importantly of all, we treat each of our members as people, not faceless numbers.

Call Hattiesburg Branch Call Leaf River Branch

Our Comprehensive Financial Offerings Beyond Loans

At Pine Belt Federal Credit Union, our financial services extend well beyond just providing loans. We offer expansive checking and savings accounts designed to maximize growth and ensure the security of your funds. Our diverse credit card options help you manage daily expenses efficiently, and our website offers guidance on making the best choices for your finances. Our team of expert financial advisors is always available to support you in crafting your financial future and making sound investment decisions. Our comprehensive range of services ensures the financial prosperity and security of all our members.

About Pine Belt Federal Credit Union

As proud members of the Pine Belt area since 1942, we’ve provided high-quality, community-focused services for nearly 80 years! By offering competitive interest rates and high returns on savings, we safeguard our members’ assets and give them the tools they need to secure a bright financial future.

Want to pay us a visit and see how we can help you? Visit one of our offices in either Hattiesburg or Leaf River today!

The Impact of Loans on Credit Scores

Taking out a loan, such as a personal loan or student loan, can impact your credit score in several ways. First, it can help you build a credit history if managed responsibly. Consistent and timely monthly payments can improve your credit score over time. However, failing to meet loan terms can negatively affect your credit score. Being mindful of your loan’s APR, repayment terms, and any potential fees is crucial for managing your finances and maintaining a positive credit score.

Local Credit Union - Pine Belt Federal Credit Union - Hattiesburg, MS

Frequently Asked Questions

Where can I get competitive auto loan rates in Hattiesburg, MS?

Pine Belt FCU offers some of the lowest auto loan rates, including up to 84-month terms. Call us at 601-583-3242, or stop by our Hattiesburg or New Augusta branch today!

Can I get overdraft protection at a credit union near me?

Absolutely. At our Hattiesburg and New Augusta branches, you can enroll in overdraft protection by linking accounts or opting into overdraft privilege—as low as $30 per item.

How do I join Pine Belt Federal Credit Union in Hattiesburg?

Joining is easy: you just need to live, work, worship, or attend school in Forrest or Perry County. You can always call and talk to one of our customer specialists or stop by either branch location.

Does Pine Belt FCU have low-rate certificates of deposit (CDs) in New Augusta?

Yes. We offer CD/share certificate accounts with low minimum balances and competitive interest rates at both branches.

Are my savings federally insured in Mississippi credit unions?

Yes—all member deposits at Pine Belt FCU are federally insured up to $250,000 via the NCUA .

Does Pine Belt FCU provide mortgage loans in New Augusta?

Although we do not offer mortgage loans at either location, we do provide a wide range of lending services that includes everything from utility trailers and ATV’s, to tractors and lawnmowers, to boats and automobiles.

Is Pine Belt FCU open Saturdays in New Augusta?

No. Both branches operate Monday through Friday, 8 AM to 4 PM, and remain closed on weekends.

Where can I find a 24-hour ATM near New Augusta, MS?

The Leaf River branch (100 First St E) has a 24‑hour ATM. Hattiesburg’s branch also offers 24‑hour access.

What credit unions serve Hattiesburg, MS with online mobile banking?

Pine Belt FCU is one of the few local options offering full-featured mobile banking and online services alongside in-branch support.

Can I apply for a personal loan at Pine Belt FCU?

We offer flexible personal loans for various needs—whether it’s for vacations, emergency expenses, or major purchases. Applications can be completed in person at either our Hattiesburg or New Augusta branches. You can always call and speak to a loan officer for more information!

Easily Access Our Digital Services

Becoming a member of Pine Belt Federal Credit Union comes with the convenience of accessing numerous services digitally. Through our online and mobile banking platforms, you can effortlessly open an account, apply for a loan, or manage your finances. Our website offers comprehensive information on our full range of services, guiding you to make informed financial decisions from the comfort of your home or anywhere else.

Contact Our Experts!

We make it easy for you to contact your Pine Belt Federal Credit Union representative at any time! We even offer an after-hours number reserved exclusively for our members who have debit card issues. Contact us using one of the phone numbers below!